Retail Insurance/Business Owners Policy (BOP)

Whether you own a small retail shop or a large department store, you need a specialized insurance to protect all your risks. Unfortunately, every business owner faces different types of barriers during business operation. To have a successful business without interruptions, you need to protect yourself and your employees from any type of unfortunate circumstances. Meanwhile, you want to protect your customers from injuries, and property damages.

Some of the common Business Owners Policy coverages include:

  • General Liability – Will protect all your legal liabilities.
  • Property Damage – Will cover your property against fire, theft, vandalism and other unexpected events.
  • Business Income Coverage – Will protect you against business interruptions such as fire, hurricane and other types of disasters. (Optional Endorsement)

SkySail Insurance Group provides ALL-RISK coverages for any type of retail business whether it is a startup or ongoing. We offer Business Owners Policy (BOP) which includes several different types of coverages combined into one package policy. Our account advisers will deliver a comprehensive solution for you to protect your operation and take your business to the next level.  Additionally, we will help you evaluate and manage your risk exposers and find the exact protection you deserve.

Additional Coverages for Retail Insurance:

  • Business Auto
  • Cyber Liability
  • Crime and Employee Dishonesty
  • Umbrella/Excess Liability
  • Workers Compensation

SkySail Insurance Group Proudly Serves the Following Categories:

  • Appliance Stores
  • Barber Shops
  • Bakeries
  • Book Stores
  • Body Shops
  • Clothing Stores
  • Convenient Stores
  • Car Wash
  • Car Dealership
  • Gardens Stores
  • Grocery Stores
  • Department Stores
  • Dry Cleaning
  • Drugstores
  • Furniture Stores
  • Food Stores
  • Jewelry Stores
  • Liquor Stores
  • Mom and Pop Stores
  • Office Supply Stores
  • Perfume Stores
  • Pawn Shops
  • Spa Salons
  • Shoe Stores
  • Warehouse Stores
  • Any other types of retail shops.

For more information about our retail insurance program, please visit the following link: or contact the number below.